*Attorney Advertising*
Seeking clients in Westchester, Putnam, Dutchess, Rockland, Orange, Ulster and Sullivan Counties, and perhaps elsewhere in New York.
Have you received a notice of intent to foreclose, or are you expecting one soon? The situation might look bleak, but a competent legal defense will always put you in a better bargaining position and allow you to obtain the best possible outcome.
The one thing you do not want to do, no matter what, is to not file an answer to a foreclosure complaint with the court (and that can be done on your own, without a lawyer).
If you do not file an answer, you will give up most if not all of whatever leverage might have been available to you.
And quite often, that leverage exists.
Thanks to the near-total lack of ethics throughout the entire mortgage finance industry, lenders and their various agents have made, and continue to make, all sorts of mistakes in their procedures.
With a good lawyer on your side, you can take advantage of those mistakes.
Even if no mistakes were made, a lawyer can help negotiate an acceptable compromise with your lender, be that a loan modification, a short sale of your home (meaning the lender will allow you to sell the home at a price that is "short" of the total you owe and forgive the difference), cash for keys (where you vacate the home and turn it over to the lender, often in exchange for a move-out fee of several thousand dollars paid to you) or some other deal.
At the very least, a lawyer can help ensure that you are able to remain in your home for the maximum time allowable under the law.
Yes, a lawyer costs money.
But it is quite possible that a lawyer can save you much more than the amount you'll spend for that representation when your foreclosure is finally resolved.
You owe it to yourself to give it some serious consideration.
So let's discuss your situation.
There is no obligation and no charge for the conversation, regardless of length.
Let's take a look at the facts, and decide if legal representation makes sense for you.
Please note: prior results do not guarantee a similar outcome in your case.
Please feel free to contact me via email using the reply button above.
Thank you.
Oliver Budde
I work out of my home, and meet clients at their homes or at mutually convenient locations.
My law office location, for all legal purposes, is:
Law Office of Oliver Budde, 600 Mamaroneck Ave Ste 400, Harrison, NY 10528-1613